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Insurance Coverage

Insuring your business for present and future situations is an important part of planning your business' survival. Consistent with the firm's philosophy of early intervention to minimize risk, we advise clients early on regarding issues arising from the application and interpretation of insurance policies to ensure the best possible outcome.

We help you anticipate your insurance needs so that you are properly covered in all situations. At Cox Padmore Skolnik & Shakarchy, headquartered in New York, Colorado and Jerusalem, our attorneys are familiar with the intricate details of the insurance business. We are retained by many businesses to review their circumstances and provide evaluations or opinion letters to guide the client through potential pitfalls and avoid allegations of bad faith.

At CPS&S, we represent corporations, and self-insured entities in resolving complicated coverage issues arising from claims made on both first and third-party insurance polices. Many of these issues arise from the alleged failure to defend under liability policies or arise out of a failure to settle claims that result in bad faith litigation.

We also recognize that in many situations the client is best served by avoiding litigation. Our attorneys have extensive experience in drafting reservation of rights letters and in dealing with the ethical and practical implications of the status of the relationship between the insurer, the insured, and defense counsel. In addition, our coverage review attorneys can provide innovative opinions for our clients who seek to rewrite insurance policy language.

We can help you conduct a risk analysis and advise on the following:

  • General Liability Coverage
  • Professional Liability Policy Issues
  • Property Insurance
  • Business Interruption Insurance
  • Directors and Officers Insurance
  • Employment Practices Liability
  • Errors and Omissions Insurance
  • Key Partner Insurance
  • First Party Bad Faith Litigation
  • Environmental Coverage Issues
  • Automobile Liability Coverage Issues
  • Life and Health Policies
  • Fidelity Insurance Coverage
  • Reinsurance

Our firm advises clients in the complexities of insurance coverage. We undertake matters that range from basic policy disputes to complex factual scenarios and reinsurance issues. We have successfully litigated coverage cases in the trial courts as well as state and federal appellate courts.

Our lawyers are also aware of emerging issues such as Internet liability for libel, slander, disparagement and copyright infringement. We have been involved in extra-contractual claims against carriers due to the action of the carriers' agent or the carriers' underwriting department.

Your business insurance may not be adequate to protect your future. Contact us at Cox Padmore Skolnik & Shakarchy. In New York, call 212.953.6633, in Colorado, call 303.839.9191, and in Jerusalem, call 972.2.586.2410.

To see a sampling of the successful results Cox Padmore Skolnik & Shakarchy has achieved for clients, please click here...